Mortgages & Financial Services

Statutory Notice: Your home is at risk if you do not keep up payments on a mortgage or other loan secured on it. Be sure you can afford the repayments before entering into any credit agreement. The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.

Independent advice before entering into a commitment is strongly recommended.

Charles Hamer

FRENCH MORTGAGE ADVICE

RESIDENCY PLANNING: Taxation, Social Security and Investment

INCOME TAX & LETTING THE FRENCH PROPERTY

ESTATE & INHERITANCE TAX PLANNING

87 Park Street, Thame, Oxfordshire OX9 3HX Telephone: 0044 (0) 1844 218956/7 Fax: 0044 (0) 1844 261886

Web Site: http://www.charleshamer.com

A member of DBS Financial Management plc which is regulated by the Personal Investment Authority. The PIA do not regulate mortgages, written quotations available on request. Your home is at risk if you do not keep up payments on a mortgage or other loan secured on it.

Conti Financial Services

UK Licensed Credit Broker. For completely independent and impartial advice from a company with over 20 years experience in arranging overseas mortgages.

204 Church Road, Hove Sussex England BN3 2DJ

Freephone (UK) 0800 0182811 Telephone 0044 (0)1273 772811 Fax: 0044 (0)1273 321269

Email: enquiries@contifinancial.com Website: http://www.overseasandukfinance.com

Member of the Federation of Overseas Property developers Agents and Consultants

European Property Services

Finance and Insurance UK

Telephone 01802 365457 (UK) 0033 4 67 95 48 05 (France)

Kevin Sewell

Mortgages on Residential & Commercial Properties in France and other countries.

Before you start looking for your property, let us provide you with a full mortgage quotation with a suitable lender appropriate to your personal circumstances and requirements

Telephone 0044 (0)1276 855194 Fax: 0044 (0)1276 855450 Email: ksewell@netcomuk.co.uk

Michael Hackney

Best Rates in France

Acquisitions
Home Improvements
Business Loans
Equity Release Loans
Refinancing

Telephone or Fax 01869 277314 Mobile 079 320 120 45 Email: mh@hackneym.fsnet.co.uk

Mortgages for Business

Our Unique Approach

Mortgages for Business provides UK coverage on all forms of commercial property transactions from its offices at Sevenoaks, adjacent to the M25, and Wilmslow, close to the M6 at Manchester.

Initial enquiries can be put to either office by telephone, fax or e-mail, with subsequent contact being provided from the office most appropriate to the client's location. All our desk officers are experienced commercial finance brokers, drawing their experience from the world of banking, civil engineering, valuation and building societies experience.

Raising money for commercial purposes can be a time consuming and costly exercise, and whether you are looking to acquire new premises, purchase land and build your own factory unit or are just reassessing your borrowing options with your existing funders, we are always happy to discuss transactions with you.

We are also prepared to attend site meetings at no commitment from you, subject to receiving some initial information, either by telephone, fax of e-mail, on which we can then base more substantial discussions and give specific advice.

We access many funders who do not have an active high street presence, and some of those schemes are summarised on our Products and Interest Rates Page, as well as providing up to date money market rates on both variable and fixed rates, so that you can see the future trends of interest rates.

Let us help you find a path through the property finance jungle - the first step is only an e-mail or telephone call away.

London Office: 7 East Point, High Street, Seal, Sevenoaks, Kent TN15 0EG
Tel: 01732 763660 Fax: 01732 763664
E-mail london@mortgagesforbusiness.co.uk

Manchester Office
34 Altrincham Road
Wilmslow
Cheshire SK9 5ND

Tel: 01625 531500 Fax: 01625 523044
Email manchester@mortgagesforbusiness.co.uk

Web Site: http://www.mortgagesforbusiness.co.uk

Siddalls

Hoping to retire to France? These days many people have the ambition of living or or retiring in France. But there can be many pitfalls since the French taxation and legal systems are completely different from those in the UK.

Before you commit yourself why not consult the experts? Siddalls are independent investment advisers with many years of experience in helping people to settle successfully in France.

Contact us at one of the addresses below and we will be pleased to send you a free copy of our booklet "Helping with living in France" with no obligation.

John Siddall Financial Services Ltd, Lothian House, 22 High Street, Fareham, Hampshire PO16 7AE

Telephone: 0044 (0) 1329 288641 Fax: 0044 (0) 1329 281157

John Siddall International Ltd, Parc Innolin, 3 rue du Golf, 33700, Bordeaux-Merignac

Telephone: 0033 (0) 5 56 34 75 51 Fax: 0033 (0) 5 56 34 75 52 Email: siddalls.bordeaux@wanadoo.fr

Regulated by the Personal Investment Authority

Templeton Associates

Purchase, Renovations, Equity Release

Telephone 0044 (0) 1225 422282 Fax: 0044 (0)1225 422287

Email: templeton@cableinet.co.uk Website: http://www.templeton-france.com